Underwood reintroduces plan to lower insurance premiums Ryan Voyles 4 years ago Photo By: R. Dione Foto (www.rdionefoto.com) U.S. Rep. Lauren Underwood, D-Naperville, will reintroduce a plan she says will help to lower insurance premiums.To access this content, you must purchase 1 Year Health News Illinois Subscription or 1 Year Group Subscription - Up to 5 Users, or log in if you are a member.